Contractor Finance Tools & Guides
A collection of contractor finance resources designed to support UK company directors and freelancers. Browse tools and guides covering income planning, contributions and tax considerations.
Find the Right Contractor Tool
Not sure where to start? Here's a quick guide:
- Get a quick overview: Use the Quick Company Director Calculator for a fast recommendation
- Explore in detail: Use the Income Planner to model different allocation scenarios
- Learn the basics: Read our guides to understand director income options
Each tool is designed to help you explore different aspects of contractor finance.
Who Are These Tools For?
✓ Perfect for:
- • Single-director, owner-managed limited companies
- • Contractors and freelancers trading via Ltd companies
- • Directors extracting profits as salary/dividends/pension
- • Planning income allocation for one person
✗ Not designed for:
- • Multi-director companies splitting profits between partners
- • PAYE employees (use our Income Tools instead)
- • Sole traders (different tax rules apply)
- • Companies with complex shareholder structures
Contractor Calculators
Start Here
Salary vs Dividend Calculator
Compare salary vs dividend tax costs instantly for directors
Explore the salary vs dividend calculator →Updated Dec 2025
Contractor Guides
12 min read
Updated Dec 2025
Director Income Planning Guide
Learn about income extraction options including salary, dividends, and pension contributions
Read the director income planning guide →